Virgin Atlantic Saver fares: How I booked lie-flat business-class seats to London for just 21,000 points

Fun fact: Even though I’ve worked at TPG for 5 1/2 years and have a nice stash of points and miles saved up, I’ve never booked an international lie-flat business-class flight … that is, until now. Most of the time, I’m an economy traveler. Even on international long-haul flights, I generally choose to forgo a…

What to do if your credit card is delinquent — and how to prevent it from happening

Sometimes life happens, and it can get you off track financially. You can have a financial plan, budget and adequate savings. Still, it may not be enough for you to avoid missing payments and letting your accounts go delinquent. Credit card delinquency isn’t anything new, so let’s take a closer look at what exactly it…