The Chase Freedom Unlimited (see rates and fees) is a great beginner credit card. It earns at least 1.5% cash back on all purchases, meaning it can still provide value to your wallet even after you’ve opened numerous other cards. Thanks to its flexibility, it can work well in tandem with many credit cards, even…

The Chase Ultimate Rewards program allows travelers to redeem their rewards in various ways. But one of the most valuable ways to redeem Chase points is via Ultimate Rewards’ airline and hotel transfer partners. One of these transfer partners is IHG One Rewards. However, some Chase transfer partners offer more valuable rewards than others. So,…

If you hold an American passport, you’re probably used to traveling internationally with relative ease. You may be surprised, then, to learn that several countries require Americans to jump through some hoops to visit. As of January 2026, at least 20 countries require American citizens to obtain either a tourist visa or another form of…