Annual fee increases are a reality of travel rewards credit cards and a trend I don’t see going away any time soon. The good news is more often than not, they come with a refreshed slate of perks and benefits — and sometimes, that refresh can really work in your favor. That was the case…

Rewards credit cards are a great way to earn valuable reward currency for expenses you already make regularly. Plus, they make travel more comfortable thanks to transferable points and miles. In fact, transferable credit card points transformed the way I travel because this currency is so much more valuable than points earned directly through an…