Why I moved from cash-back rewards to points and miles cards

My wallet has come a long way. I’ve always believed that credit cards are a gateway to smart spending, eventually leading to top-tier rewards. But when I was just getting started, I couldn’t simply apply for a premium card like The Platinum Card® from American Express. I needed to start with an option better suited…

How to redeem Marriott Bonvoy points for maximum value

Are you looking to maximize your Marriott Bonvoy points? Aside from redeeming these valuable hotel points for a “free” award stay at one of the program’s many properties around the world, it can also sometimes make sense to transfer Marriott points to airline programs. This article will explore the various ways to use Marriott points,…

Now is exactly the right time to book the perfect winter getaway — and a Windstar cruise might be the answer

I get it. Life is a constant whirlwind with a billion things to do at home, at work and in our communities. If it feels like there’s never enough time to get it all done, you’re not alone. But let me share some words of wisdom: Pick something else on your to-do list to skimp…

Learning moment: Don’t intentionally hoard your points and miles

I thought I was being strategic by collecting and sitting on Marriott Bonvoy points. Three years and 800,000-plus points later, my plans for the “perfect” epic redemption failed to occur. Despite considering myself an advanced points and miles enthusiast, this was a learning moment for me: Hoarding my rewards has depreciated their value. Sudden changes,…