One of the biggest misconceptions about hotel credit cards is that they’re only worth carrying if you’re fiercely loyal to that hotel chain. That’s certainly true for some premium hotel cards with hefty annual fees. But the Marriott Bonvoy Boundless® Credit Card (see rates and fees) doesn’t require you to stay at Marriott frequently to…

I’ve watched the same thing happen for almost 20 years. Someone tells me they wish they could travel more using points and miles as I do, but that they assume it’s too complicated or put off even getting started. Then they take the leap. They finally sign up for a rewards card, earn a welcome…