Carnival Cruise Line has overhauled its loyalty program, rewarding big spenders over frequent cruisers and removing lifetime loyalty status. Its new Carnival Rewards™ Mastercard®, issued by Barclays Bank, is the best way for cruisers to advance through the loyalty tiers and earn more onboard perks and freebies. Cardholders can also earn points redeemable for Carnival…

Time is running out if you have a Chase credit card with a transfer ratio to Hyatt that changes from 1:1 to the new 4:3 ratio on Oct. 1. Impacted cardholders include those who opened the Chase Sapphire Preferred® Card (see rates and fees) before June 15, as well as Ink Business Preferred® Credit Card…