Some credit card applications offer instant approval, which is great. But what’s even better than that is getting instant access to your new credit card. Instant access to your new card number lets you start working on spending requirements to earn that card’s welcome bonus. After all, the clock on welcome bonuses starts the day…

On longer flights, seat upgrades can be worth their weight in gold — or, at least, tastier food, more space and better inflight sleep. Upgrade availability is often strictly limited, so we recommend booking the seat you want with points to avoid being disappointed if an upgrade isn’t available. That said, upgrades may be easier…