It’s wise to periodically look at the credit cards you hold and gauge the value they provide. Sometimes, cards you may have opened for specific benefits stop being useful. And other times, bonus categories can become less (or more) valuable if there’s a shift in your spending habits. If you’re paying an annual fee, a…

Despite decreasing point value and a brand where you won’t earn any elite night credits on stays, many travelers — myself included — continue using the Marriott Bonvoy program. After all, the Marriott Bonvoy program has a massive footprint, so you’ll likely find a participating property in most destinations you visit. If you also use…