Got excellent credit? These are the best credit cards for you

You can be approved for some of the best rewards credit cards if you have a decent credit score. However, having an excellent credit score can unlock access to the most rewarding premium cards, higher credit lines and lower interest rates. An excellent credit score is generally defined as 760 or higher. Most of the…

I nearly missed my cruise ship – here’s how you can avoid becoming a pier runner

It was 12:58. All aboard was 1 p.m. A long chain link fence separated my travel buddy and me from our cruise ship’s gangway, which was mere minutes from closing. My heart was pounding, and I was sweating like I’d just finished an Olympic 100-meter dash — except the race was yet to come. How…