The premium credit card market keeps adding new options. How do you make a decision? This year brought in the introduction of the Citi Strata Elite℠ Card (see rates and fees) and an overhaul of the Chase Sapphire Reserve® (see rates and fees). These cards come from two popular issuers and stack lucrative earning rates…

Tell me if this sounds familiar: You sit down on a totally packed plane and find that your inflight entertainment screen isn’t working. Or you pay for Wi-Fi, and it cuts out halfway through the flight. Or, perhaps, your seat is dirty beyond what the complimentary wipe can clean. Then, you arrive at your hotel…